Your fund sent you here. Here’s who we are.

Mycelium works with your benefit fund to help retirees get New York State to pay their Medicare Part B premium, $202.90 a month in 2026. You text. We fill in the forms. Nothing is sent without your yes. It’s free to you.

Get a text from us Could New York pay your Part B premium?

Could New York pay your Part B premium?

A quick estimate under New York’s 2026 rules. Nothing you type here leaves this page.

Who’s in your household?

If married: how many of you have Medicare?

Money that comes in each monthSocial Security before Medicare is taken out, pensions and other income. Include your spouse’s.

Pay from work each monthBefore taxes. Leave it at 0 if nobody works.

Other health insurance premiums you pay each monthYour union or retiree plan, Medigap, drug plan, dental or long-term care. Not Part B. New York subtracts these from your income.

Does your fund pay back your Part B premium?

Do you have Medicare Part A (hospital)?

Do you have Medicaid?

You likely qualify for QI. New York would pay your Part B premium, $202.90 a month.

Your check would go up about $101.45 a month, $1,217 a year.

You’d also get Extra Help with prescriptions, automatically.

An estimate, not an approval. We count income the way New York does: $20 off, $65 plus half the rest off pay from work, and the health insurance premiums you pay. Savings and your home don’t count. If you pay court-ordered support, tell us; it may change the answer. New York makes the decision.

Get a text from us

What we can help with.

Your Medicare premium.

If your income is under New York’s limit, the state may pay your whole Part B premium. If your fund pays back half of it today, that stops, and you still come out about $100 a month ahead.

Prescriptions.

Extra Help lowers what you pay for medicines. Anyone in a Medicare Savings Program gets it automatically.

Renewing every year.

The state asks for a renewal each year. We text you before it’s due, and send it with your yes.

When something changes.

If you move, your income changes or your spouse passes away, text us. We’ll tell you what it means and update it.

How we work:

Nothing goes out without your yes. We show you exactly what will be sent. You reply YES, or it doesn’t go.
Your fund doesn’t see your case. Your fund sees totals. It learns your name only if you agree, and only what it needs.
Free to you. Your fund pays us. You never pay, and we never take a cut of back pay.
A real person when it’s hard. When a case gets complicated, a person on our team takes over.

Get a text from us

Leave your number and we’ll text you. In English or Spanish.